{"version":"1.0","provider_name":"FMOS","provider_url":"https:\/\/www.fmos.org.my\/bm","author_name":"commsadmin","author_url":"https:\/\/www.fmos.org.my\/bm\/author\/commsadmin\/","title":"No Reasonable Precaution - FMOS","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"gdtPG1tdIx\"><a href=\"https:\/\/www.fmos.org.my\/bm\/no-reasonable-precaution\/\">No Reasonable Precaution<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/www.fmos.org.my\/bm\/no-reasonable-precaution\/embed\/#?secret=gdtPG1tdIx\" width=\"600\" height=\"338\" title=\"&#8220;No Reasonable Precaution&#8221; &#8212; FMOS\" data-secret=\"gdtPG1tdIx\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/www.fmos.org.my\/wp-includes\/js\/wp-embed.min.js\n<\/script>","thumbnail_url":"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/AR-Case-Studies-23.png","thumbnail_width":500,"thumbnail_height":501,"description":"Chris\u2019s vehicle engine damaged after driving through a flooded stretch near Shah Alam. He submitted an own-damage claim to the takaful operator for the cost of repairing his vehicle\u2019s engine. However, the takaful operator repudiated the claim because the engine damage resulted from the participant\u2019s deliberate act of driving through a flooded stretch of road [&hellip;]"}