{"id":5393,"date":"2025-03-26T07:06:25","date_gmt":"2025-03-26T07:06:25","guid":{"rendered":"https:\/\/fmos.org.my\/?page_id=5393"},"modified":"2026-04-29T15:56:08","modified_gmt":"2026-04-29T07:56:08","slug":"case-studies","status":"publish","type":"page","link":"https:\/\/www.fmos.org.my\/bm\/case-studies\/","title":{"rendered":"Kajian Kes"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"5393\" class=\"elementor elementor-5393\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f74844f e-flex e-con-boxed e-con e-parent\" data-id=\"6f74844f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5590ece0 e-flex e-con-boxed e-con e-child\" data-id=\"5590ece0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b229784 elementor-icon-list--layout-inline elementor-align-left elementor-widget__width-inherit elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b229784\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Utama<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kajian Kes<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4fde642 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4fde642\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9beaf51\" data-id=\"9beaf51\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5c45efa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c45efa\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0f2f6a8\" data-id=\"0f2f6a8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-00ed6aa elementor-nav-menu--dropdown-tablet elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"00ed6aa\" data-element_type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;vertical&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg class=\\&quot;e-font-icon-svg e-fas-caret-down\\&quot; viewBox=\\&quot;0 0 320 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-vertical e--pointer-background e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-00ed6aa\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-929\"><a href=\"https:\/\/www.fmos.org.my\/bm\/legislation\/\" class=\"elementor-item\">Perundangan<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5453\"><a href=\"https:\/\/www.fmos.org.my\/bm\/case-studies\/\" class=\"elementor-item\">Kajian Kes<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4666\"><a href=\"https:\/\/www.fmos.org.my\/bm\/scams-investor-alerts\/\" class=\"elementor-item\">Amaran Penipuan &amp; Pelabur<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3711\"><a href=\"https:\/\/www.fmos.org.my\/bm\/other-resources\/\" class=\"elementor-item\">Sumber Lain<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" aria-expanded=\"false\">\n\t\t\t<svg aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--open e-font-icon-svg e-eicon-menu-bar\" viewbox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M104 333H896C929 333 958 304 958 271S929 208 896 208H104C71 208 42 237 42 271S71 333 104 333ZM104 583H896C929 583 958 554 958 521S929 458 896 458H104C71 458 42 487 42 521S71 583 104 583ZM104 833H896C929 833 958 804 958 771S929 708 896 708H104C71 708 42 737 42 771S71 833 104 833Z\"><\/path><\/svg><svg aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--close e-font-icon-svg e-eicon-close\" viewbox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z\"><\/path><\/svg>\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-00ed6aa\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-929\"><a href=\"https:\/\/www.fmos.org.my\/bm\/legislation\/\" class=\"elementor-item\" tabindex=\"-1\">Perundangan<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5453\"><a href=\"https:\/\/www.fmos.org.my\/bm\/case-studies\/\" class=\"elementor-item\" tabindex=\"-1\">Kajian Kes<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4666\"><a href=\"https:\/\/www.fmos.org.my\/bm\/scams-investor-alerts\/\" class=\"elementor-item\" tabindex=\"-1\">Amaran Penipuan &amp; Pelabur<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3711\"><a href=\"https:\/\/www.fmos.org.my\/bm\/other-resources\/\" class=\"elementor-item\" tabindex=\"-1\">Sumber Lain<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-01fef34\" data-id=\"01fef34\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9041542 elementor-widget elementor-widget-heading\" data-id=\"9041542\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Perbankan, Perbankan Islam &amp; Sistem Pembayaran<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-627aa7e elementor-posts__hover-none elementor-posts--thumbnail-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"627aa7e\" data-element_type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:32,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:24,&quot;sizes&quot;:[]},&quot;cards_columns&quot;:&quot;3&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9940 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/atm-unauthorised-withdrawal\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tATM - Pengeluaran Tanpa Kebenaran\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/atm-unauthorised-withdrawal\/\" aria-label=\"Read more about ATM &#8211; Unauthorised Withdrawal\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9934 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/housing-loan-dispute-on-loss-of-interest-offset-benefit\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPinjaman Perumahan - Pertikaian Mengenai Kehilangan Manfaat Tolakan Faedah\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/housing-loan-dispute-on-loss-of-interest-offset-benefit\/\" aria-label=\"Read more about Housing Loan &#8211; Dispute on Loss of Interest Offset Benefit\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9935 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/alleged-mis-selling-single-premium-investment-link-insurance-plan\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tDakwaan Salah Jual - Pelan Insurans Berkaitan Pelaburan Premium Tunggal\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/alleged-mis-selling-single-premium-investment-link-insurance-plan\/\" aria-label=\"Read more about Alleged Mis-selling &#8211; Single Premium Investment Link Insurance Plan\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9928 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/credit-card-unauthorised-transactions\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tKad Kredit - Transaksi Tanpa Kebenaran\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/credit-card-unauthorised-transactions\/\" aria-label=\"Read more about Credit Card &#8211; Unauthorised Transactions\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9929 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/e-wallet-unauthorised-transactions-2\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\te-Dompet - Transaksi Tanpa kebenaran\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/e-wallet-unauthorised-transactions-2\/\" aria-label=\"Read more about e-Wallet &#8211; Unauthorised Transactions\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9917 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/e-wallet-unauthorised-transactions\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\te-Dompet - Transaksi Tanpa kebenaran\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/e-wallet-unauthorised-transactions\/\" aria-label=\"Read more about e-Wallet &#8211; Unauthorised Transactions\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9914 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/e-wallet-lucky-draw-scam\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\te-Dompet - Penipuan Cabutan Bertuah\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/e-wallet-lucky-draw-scam\/\" aria-label=\"Read more about e-Wallet &#8211; Lucky Draw Scam\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9911 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/card-stolen-from-the-aircrafts-overhead-compartment\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tKad Dicuri dari Ruang Simpanan atas Pesawat\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/card-stolen-from-the-aircrafts-overhead-compartment\/\" aria-label=\"Read more about Card Stolen from the Aircraft&#8217;s Overhead Compartment\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9908 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/credit-card-apk-scam\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tKad Kredit - Penipuan APK\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/credit-card-apk-scam\/\" aria-label=\"Read more about Credit Card &#8211; APK Scam\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9901 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/credit-card-scam-weak-customer-verification-process\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPenipuan kad Kredit - Proses Pengesahan Pelanggan yang Lemah\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/credit-card-scam-weak-customer-verification-process\/\" aria-label=\"Read more about Credit Card Scam &#8211; Weak Customer Verification Process\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5581 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/loans-imposing-of-punitive-interest-pricing\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPinjaman \u2013 Penetapan Harga Faedah yang Berat\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/loans-imposing-of-punitive-interest-pricing\/\" aria-label=\"Read more about Loans \u2013 Imposing of Punitive Interest Pricing\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5579 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/mis-selling-of-an-investment-linked-insurance-product\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tSalah Jual Produk Insurans yang Berkaitan dengan Pelaburan\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/mis-selling-of-an-investment-linked-insurance-product\/\" aria-label=\"Read more about Mis-Selling of an Investment-Linked Insurance Product\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5576 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/e-wallet-fake-government-sms-phishing-scam\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tE-Dompet: Penipuan Phishing SMS Kerajaan Palsu\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/e-wallet-fake-government-sms-phishing-scam\/\" aria-label=\"Read more about E-Wallet: Fake Government SMS Phishing Scam\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5570 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies tag-bank\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/unauthorised-transfers-to-e-commerce-platform-2\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPenipuan Phishing Facebook Messenger\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/unauthorised-transfers-to-e-commerce-platform-2\/\" aria-label=\"Read more about Facebook Messenger Phishing Scam\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5564 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/unauthorised-transfers-to-e-commerce-platform\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPemindahan Tidak Sah ke Platform e-Dagang\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/unauthorised-transfers-to-e-commerce-platform\/\" aria-label=\"Read more about Unauthorised Transfers to e-Commerce Platform\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5557 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/facebook-maid-ad-scam\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPenipuan Iklan Pembantu Rumah di Facebook\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/facebook-maid-ad-scam\/\" aria-label=\"Read more about Facebook Maid Ad Scam\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5555 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/doctor-fell-victim-to-macau-scam\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tDoktor Menjadi Mangsa Penipuan Macau\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/doctor-fell-victim-to-macau-scam\/\" aria-label=\"Read more about Doctor Fell Victim to Macau Scam\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5553 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/malware-scam-via-maid-advertisement\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPenipuan Perisian Hasad (Malware) melalui Iklan Pembantu Rumah\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/malware-scam-via-maid-advertisement\/\" aria-label=\"Read more about Malware Scam via Maid Advertisement\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5544 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/retiree-fell-victim-to-sms-scam\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPesara Menjadi Mangsa Penipuan SMS\u00a0\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/retiree-fell-victim-to-sms-scam\/\" aria-label=\"Read more about Retiree fell victim to SMS Scam\u00a0\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4da0822 elementor-widget elementor-widget-heading\" data-id=\"4da0822\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurans\/Takaful<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-409b375 elementor-posts__hover-none elementor-posts--thumbnail-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"409b375\" data-element_type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:32,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:24,&quot;sizes&quot;:[]},&quot;cards_columns&quot;:&quot;3&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-10001 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/assessment-of-vehicle-loss-of-use-claim\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPenilaian Tuntutan Hilang Guna Kenderaan\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/assessment-of-vehicle-loss-of-use-claim\/\" aria-label=\"Read more about Assessment of Vehicle Loss-of-Use Claim\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-10000 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/cart-claim-denied-driving-without-a-licence\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tCART Claim Denied \u2013 Driving without a Licence\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/cart-claim-denied-driving-without-a-licence\/\" aria-label=\"Read more about CART Claim Denied \u2013 Driving without a Licence\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9995 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/takaful-claim-denied-due-to-unauthorised-rental\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tTakaful Claim Denied due to Unauthorised Rental\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/takaful-claim-denied-due-to-unauthorised-rental\/\" aria-label=\"Read more about Takaful Claim Denied due to Unauthorised Rental\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9994 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/no-reasonable-precaution\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tNo Reasonable Precaution\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/no-reasonable-precaution\/\" aria-label=\"Read more about No Reasonable Precaution\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9989 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/houseowner-policy-burst-pipe-and-pool-damage\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tHouseowner Policy &#8211; Burst Pipe and Pool Damage\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/houseowner-policy-burst-pipe-and-pool-damage\/\" aria-label=\"Read more about Houseowner Policy &#8211; Burst Pipe and Pool Damage\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9988 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/fire-damage-claim-involving-dual-purpose-property\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tFire Damage Claim involving Dual-Purpose Property\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/fire-damage-claim-involving-dual-purpose-property\/\" aria-label=\"Read more about Fire Damage Claim involving Dual-Purpose Property\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9983 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/dispute-over-travel-curtailment-following-illness-abroad\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tDispute over Travel Curtailment following Illness Abroad\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/dispute-over-travel-curtailment-following-illness-abroad\/\" aria-label=\"Read more about Dispute over Travel Curtailment following Illness Abroad\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9982 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/travel-medical-claim-dispute-over-pre-existing-condition\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tTravel Medical Claim Dispute Over Pre-Existing Condition\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/travel-medical-claim-dispute-over-pre-existing-condition\/\" aria-label=\"Read more about Travel Medical Claim Dispute Over Pre-Existing Condition\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9977 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/inpatient-versus-outpatient-treatment\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tInpatient Versus Outpatient Treatment\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/inpatient-versus-outpatient-treatment\/\" aria-label=\"Read more about Inpatient Versus Outpatient Treatment\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9976 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/failure-to-disclose-pre-existing-medical-condition\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tFailure to Disclose Pre-Existing Medical Condition\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/failure-to-disclose-pre-existing-medical-condition\/\" aria-label=\"Read more about Failure to Disclose Pre-Existing Medical Condition\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9973 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/congenital-condition-and-policy-exclusion\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tCongenital Condition and Policy Exclusion\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/congenital-condition-and-policy-exclusion\/\" aria-label=\"Read more about Congenital Condition and Policy Exclusion\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9965 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/cochlear-implant-surgery\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tCochlear Implant Surgery\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/cochlear-implant-surgery\/\" aria-label=\"Read more about Cochlear Implant Surgery\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9964 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/migraine-investigation\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tMigraine Investigation\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/migraine-investigation\/\" aria-label=\"Read more about Migraine Investigation\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9952 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/seborrheic-wart-removal\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tSeborrheic Wart Removal\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/seborrheic-wart-removal\/\" aria-label=\"Read more about Seborrheic Wart Removal\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5609 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/third-party-property-damage-no-driving-license-and-betterment-charges\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tKerugian Harta Pihak Ketiga \u2013 Tiada Lesen Memandu dan Caj Peningkatan\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/third-party-property-damage-no-driving-license-and-betterment-charges\/\" aria-label=\"Read more about Third-Party Property Damage &#8211; No Driving License and Betterment Charges\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5607 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/extended-warranty-breach-of-vehicle-service-intervals\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tJaminan Lanjutan \u2013 Pelanggaran Selang Perkhidmatan Kenderaan\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/extended-warranty-breach-of-vehicle-service-intervals\/\" aria-label=\"Read more about Extended Warranty \u2013 Breach of Vehicle Service Intervals\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5605 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/travel-insurance-trip-cancellation-due-to-self-quarantine\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tInsurans Perjalanan \u2013 Pembatalan Perjalanan kerana Kuarantin Sendiri\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/travel-insurance-trip-cancellation-due-to-self-quarantine\/\" aria-label=\"Read more about Travel Insurance \u2013 Trip Cancellation due to Self-Quarantine\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5603 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/travel-takaful-baggage-delay\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tTakaful Perjalanan \u2013 Kelewatan Bagasi\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/travel-takaful-baggage-delay\/\" aria-label=\"Read more about Travel Takaful \u2013 Baggage Delay\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5598 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/motor-own-damage-criminal-breach-of-trust\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tKerugian Kenderaan Sendiri \u2013 Pecah Amanah Jenayah\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/motor-own-damage-criminal-breach-of-trust\/\" aria-label=\"Read more about Motor Own Damage &#8211; Criminal Breach of Trust\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5596 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/motor-own-damage-no-impact-damage\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tKerugian Kenderaan Sendiri \u2013 Kerosakan Tanpa Kesan\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/motor-own-damage-no-impact-damage\/\" aria-label=\"Read more about Motor Own Damage &#8211; No Impact Damage\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5594 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/medical-hospitalisation-policy-exclusion\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPerubatan &amp; Kemasukan ke Hospital\u2013 Pengecualian Polisi\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/medical-hospitalisation-policy-exclusion\/\" aria-label=\"Read more about Medical &amp; Hospitalisation &#8211; Policy Exclusion\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5592 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/medical-and-hospitalisation-non-disclosure-of-medical-history-in-the-proposal-form\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPerubatan &amp; Kemasukan ke Hospital \u2013 Pengecualian  \u2013 Tidak Menyatakan Sejarah Perubatan dalam Borang Cadangan\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/medical-and-hospitalisation-non-disclosure-of-medical-history-in-the-proposal-form\/\" aria-label=\"Read more about Medical and Hospitalisation &#8211; Non-disclosure of Medical History in The Proposal Form\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5587 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful tag-insurance\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/medical-hospitalisation-cancer-claim-exclusion\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPerubatan &amp; Kemasukan ke Hospital \u2013 Pengecualian Tuntutan Kanser\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/medical-hospitalisation-cancer-claim-exclusion\/\" aria-label=\"Read more about Medical &amp; Hospitalisation &#8211; Cancer Claim Exclusion\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5585 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/medical-and-hospitalisation-exclusion-clause\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPerubatan &amp; Kemasukan ke Hospital \u2013 Klausa Pengecualian\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/medical-and-hospitalisation-exclusion-clause\/\" aria-label=\"Read more about Medical and Hospitalisation \u2013 Exclusion Clause\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbf0c0d elementor-widget elementor-widget-heading\" data-id=\"cbf0c0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pasaran Modal<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-797ca85 elementor-posts__hover-none elementor-posts--thumbnail-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"797ca85\" data-element_type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:32,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:24,&quot;sizes&quot;:[]},&quot;cards_columns&quot;:&quot;3&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9949 post type-post status-publish format-standard has-post-thumbnail hentry category-capital-market category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/early-redemption-dispute-over-a-structured-investment\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tEarly Redemption Dispute over a Structured Investment\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/early-redemption-dispute-over-a-structured-investment\/\" aria-label=\"Read more about Early Redemption Dispute over a Structured Investment\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9334 post type-post status-publish format-standard has-post-thumbnail hentry category-capital-market category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/dealing-in-structured-products\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tUrus Niaga Produk Berstruktur\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/dealing-in-structured-products\/\" aria-label=\"Read more about Dealing in Structured Products\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9333 post type-post status-publish format-standard has-post-thumbnail hentry category-capital-market category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/stockbroking-services\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPerkhidmatan Broker Saham\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/stockbroking-services\/\" aria-label=\"Read more about Stockbroking Services\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9330 post type-post status-publish format-standard has-post-thumbnail hentry category-capital-market category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/dealing-in-unit-trust-investment\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tUrus Niaga dalam Pelaburan Amanah Saham\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/dealing-in-unit-trust-investment\/\" aria-label=\"Read more about Dealing in Unit Trust Investment\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9327 post type-post status-publish format-standard has-post-thumbnail hentry category-capital-market category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/misrepresentation-in-unit-trust-investment\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tSalah Nyata (Misrepresentation) dalam Pelaburan Amanah Saham\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/misrepresentation-in-unit-trust-investment\/\" aria-label=\"Read more about Misrepresentation in Unit Trust Investment\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5615 post type-post status-publish format-standard has-post-thumbnail hentry category-capital-market category-case-studies\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/unit-trust-2-misappropriation-of-funds\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tUnit Trust &#8211; Misappropriation of Funds\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/unit-trust-2-misappropriation-of-funds\/\" aria-label=\"Read more about Unit Trust &#8211; Misappropriation of Funds\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5613 post type-post status-publish format-standard has-post-thumbnail hentry category-capital-market category-case-studies tag-capital-market\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/unit-trust-1-misappropriation-of-funds\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tUnit Trust &#8211; Misappropriation of Funds\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/unit-trust-1-misappropriation-of-funds\/\" aria-label=\"Read more about Unit Trust &#8211; Misappropriation of Funds\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-834d959 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"834d959\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7a49f2c\" data-id=\"7a49f2c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-eac6905 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eac6905\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3b7242b\" data-id=\"3b7242b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9cf0040 elementor-nav-menu--dropdown-tablet elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"9cf0040\" data-element_type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;vertical&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;svg class=\\&quot;e-font-icon-svg e-fas-caret-down\\&quot; viewBox=\\&quot;0 0 320 512\\&quot; xmlns=\\&quot;http:\\\/\\\/www.w3.org\\\/2000\\\/svg\\&quot;&gt;&lt;path d=\\&quot;M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\\&quot;&gt;&lt;\\\/path&gt;&lt;\\\/svg&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-vertical e--pointer-background e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-9cf0040\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-929\"><a href=\"https:\/\/www.fmos.org.my\/bm\/legislation\/\" class=\"elementor-item\">Perundangan<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5453\"><a href=\"https:\/\/www.fmos.org.my\/bm\/case-studies\/\" class=\"elementor-item\">Kajian Kes<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4666\"><a href=\"https:\/\/www.fmos.org.my\/bm\/scams-investor-alerts\/\" class=\"elementor-item\">Amaran Penipuan &amp; Pelabur<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3711\"><a href=\"https:\/\/www.fmos.org.my\/bm\/other-resources\/\" class=\"elementor-item\">Sumber Lain<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" aria-expanded=\"false\">\n\t\t\t<svg aria-hidden=\"true\" role=\"presentation\" 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137 742 167Z\"><\/path><\/svg>\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-9cf0040\" class=\"elementor-nav-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-929\"><a href=\"https:\/\/www.fmos.org.my\/bm\/legislation\/\" class=\"elementor-item\" tabindex=\"-1\">Perundangan<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-5453\"><a href=\"https:\/\/www.fmos.org.my\/bm\/case-studies\/\" class=\"elementor-item\" tabindex=\"-1\">Kajian Kes<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4666\"><a href=\"https:\/\/www.fmos.org.my\/bm\/scams-investor-alerts\/\" class=\"elementor-item\" tabindex=\"-1\">Amaran Penipuan &amp; Pelabur<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3711\"><a href=\"https:\/\/www.fmos.org.my\/bm\/other-resources\/\" class=\"elementor-item\" tabindex=\"-1\">Sumber Lain<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-34fab41\" data-id=\"34fab41\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29df7c6 e-con-full e-flex e-con e-child\" data-id=\"29df7c6\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1b96ff5 e-con-full e-flex e-con e-child\" data-id=\"1b96ff5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-ad4bd13 e-con-full e-flex e-con e-child\" data-id=\"ad4bd13\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1225a0 elementor-widget elementor-widget-image\" data-id=\"e1225a0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-01.png\" class=\"attachment-full size-full wp-image-5394\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-01.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-01-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-01-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-01-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-01-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-01-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-01-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-01-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b6cdd4 e-con-full e-flex e-con e-child\" data-id=\"9b6cdd4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-954472a e-con-full e-flex e-con e-child\" data-id=\"954472a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67fa414 elementor-widget elementor-widget-heading\" data-id=\"67fa414\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pesara Menjadi Mangsa Penipuan SMS <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79be32e elementor-align-left elementor-widget elementor-widget-button\" data-id=\"79be32e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fmos.org.my\/bm\/2025\/03\/26\/retiree-fell-victim-to-sms-scam\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7da1f3a e-con-full e-flex e-con e-child\" data-id=\"7da1f3a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1694ae4 e-con-full e-flex e-con e-child\" data-id=\"1694ae4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ff1504 elementor-widget elementor-widget-image\" data-id=\"4ff1504\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02.png\" class=\"attachment-full size-full wp-image-5425\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f792e15 e-con-full e-flex e-con e-child\" data-id=\"f792e15\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-cfa9bce e-con-full e-flex e-con e-child\" data-id=\"cfa9bce\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bcde330 elementor-widget elementor-widget-heading\" data-id=\"bcde330\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Medical &amp; Hospitalisation - Cancer Claim Exclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9de10fd elementor-align-left elementor-widget elementor-widget-button\" data-id=\"9de10fd\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c85135 e-con-full e-flex e-con e-child\" data-id=\"8c85135\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-51dd0de e-con-full e-flex e-con e-child\" data-id=\"51dd0de\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-69e7a56 e-con-full e-flex e-con e-child\" data-id=\"69e7a56\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2658343 elementor-widget elementor-widget-image\" data-id=\"2658343\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-03.png\" class=\"attachment-full size-full wp-image-5424\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-03.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-03-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-03-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-03-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-03-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-03-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-03-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-03-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df70852 e-con-full e-flex e-con e-child\" data-id=\"df70852\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2748c1b e-con-full e-flex e-con e-child\" data-id=\"2748c1b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65997d3 elementor-widget elementor-widget-heading\" data-id=\"65997d3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Penipuan Perisian Hasad (Malware) melalui Iklan Pembantu Rumah <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77cfc66 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"77cfc66\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa62cd7 e-con-full e-flex e-con e-child\" data-id=\"aa62cd7\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7380a15 e-con-full e-flex e-con e-child\" data-id=\"7380a15\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40651f3 elementor-widget elementor-widget-image\" data-id=\"40651f3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-04.png\" class=\"attachment-full size-full wp-image-5422\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-04.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-04-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-04-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-04-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-04-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-04-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-04-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-04-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11807c4 e-con-full e-flex e-con e-child\" data-id=\"11807c4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-68e7e07 e-con-full e-flex e-con e-child\" data-id=\"68e7e07\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8164b6 elementor-widget elementor-widget-heading\" data-id=\"c8164b6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Doktor Menjadi Mangsa Penipuan Macau<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff67a4b elementor-align-left elementor-widget elementor-widget-button\" data-id=\"ff67a4b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-766a63e e-con-full e-flex e-con e-child\" data-id=\"766a63e\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-800c130 e-con-full e-flex e-con e-child\" data-id=\"800c130\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-bc45189 e-con-full e-flex e-con e-child\" data-id=\"bc45189\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56d464d elementor-widget elementor-widget-image\" data-id=\"56d464d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-05.png\" class=\"attachment-full size-full wp-image-5423\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-05.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-05-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-05-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-05-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-05-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-05-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-05-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-05-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5de20b e-con-full e-flex e-con e-child\" data-id=\"b5de20b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-039719c e-con-full e-flex e-con e-child\" data-id=\"039719c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a9aed23 elementor-widget elementor-widget-heading\" data-id=\"a9aed23\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Penipuan Iklan Pembantu Rumah di Facebook <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4b6aaf elementor-align-left elementor-widget elementor-widget-button\" data-id=\"d4b6aaf\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bc6d898 e-con-full e-flex e-con e-child\" data-id=\"bc6d898\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-24db929 e-con-full e-flex e-con e-child\" data-id=\"24db929\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-259f3d7 elementor-widget elementor-widget-image\" data-id=\"259f3d7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-06.png\" class=\"attachment-full size-full wp-image-5421\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-06.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-06-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-06-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-06-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-06-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-06-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-06-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-06-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95c6752 e-con-full e-flex e-con e-child\" data-id=\"95c6752\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b325b80 e-con-full e-flex e-con e-child\" data-id=\"b325b80\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daaf87f elementor-widget elementor-widget-heading\" data-id=\"daaf87f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pemindahan Tidak Sah ke Platform e-Dagang <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c21e095 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c21e095\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e5410d3 e-con-full e-flex e-con e-child\" data-id=\"e5410d3\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-de3934a e-con-full e-flex e-con e-child\" data-id=\"de3934a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d8673fc e-con-full e-flex e-con e-child\" data-id=\"d8673fc\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-369dbe6 elementor-widget elementor-widget-image\" data-id=\"369dbe6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07.png\" class=\"attachment-full size-full wp-image-5420\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-691ed90 e-con-full e-flex e-con e-child\" data-id=\"691ed90\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c0cba73 e-con-full e-flex e-con e-child\" data-id=\"c0cba73\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f9c8a4a elementor-widget elementor-widget-heading\" data-id=\"f9c8a4a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Penipuan Phishing Facebook Messenger<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2938622 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"2938622\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-643f2d6 e-con-full e-flex e-con e-child\" data-id=\"643f2d6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5519063 e-con-full e-flex e-con e-child\" data-id=\"5519063\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e07c89 elementor-widget elementor-widget-image\" data-id=\"7e07c89\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-08.png\" class=\"attachment-full size-full wp-image-5419\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-08.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-08-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-08-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-08-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-08-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-08-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-08-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-08-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-beb3392 e-con-full e-flex e-con e-child\" data-id=\"beb3392\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-07c71f8 e-con-full e-flex e-con e-child\" data-id=\"07c71f8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad49f22 elementor-widget elementor-widget-heading\" data-id=\"ad49f22\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">E-Dompet: Penipuan Phishing SMS Kerajaan Palsu<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-830ab25 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"830ab25\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29962b5 e-con-full e-flex e-con e-child\" data-id=\"29962b5\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-24e4b2e e-con-full e-flex e-con e-child\" data-id=\"24e4b2e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-577bd2b e-con-full e-flex e-con e-child\" data-id=\"577bd2b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d03f27 elementor-widget elementor-widget-image\" data-id=\"4d03f27\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-09.png\" class=\"attachment-full size-full wp-image-5418\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-09.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-09-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-09-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-09-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-09-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-09-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-09-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-09-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-20c24c7 e-con-full e-flex e-con e-child\" data-id=\"20c24c7\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-fc0b732 e-con-full e-flex e-con e-child\" data-id=\"fc0b732\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e92aa66 elementor-widget elementor-widget-heading\" data-id=\"e92aa66\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Salah Jual Produk Insurans yang Berkaitan dengan Pelaburan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ede3f3 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"8ede3f3\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b4f85ba e-con-full e-flex e-con e-child\" data-id=\"b4f85ba\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-504c08d e-con-full e-flex e-con e-child\" data-id=\"504c08d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42342f4 elementor-widget elementor-widget-image\" data-id=\"42342f4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-10.png\" class=\"attachment-full size-full wp-image-5417\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-10.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-10-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-10-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-10-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-10-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-10-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-10-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-10-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90a5f90 e-con-full e-flex e-con e-child\" data-id=\"90a5f90\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b9da90d e-con-full e-flex e-con e-child\" data-id=\"b9da90d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f8cd47a elementor-widget elementor-widget-heading\" data-id=\"f8cd47a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pinjaman \u2013 Penetapan Harga Faedah yang Berat <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc94295 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"dc94295\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db6d93b e-con-full e-flex e-con e-child\" data-id=\"db6d93b\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-70f4a29 e-con-full e-flex e-con e-child\" data-id=\"70f4a29\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6192bf9 e-con-full e-flex e-con e-child\" data-id=\"6192bf9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1dc1e61 elementor-widget elementor-widget-image\" data-id=\"1dc1e61\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-11.png\" class=\"attachment-full size-full wp-image-5416\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-11.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-11-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-11-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-11-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-11-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-11-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-11-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-11-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d3bc9b5 e-con-full e-flex e-con e-child\" data-id=\"d3bc9b5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6599d55 e-con-full e-flex e-con e-child\" data-id=\"6599d55\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee495cb elementor-widget elementor-widget-heading\" data-id=\"ee495cb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Perubatan &amp; Kemasukan ke Hospital \u2013 Klausa Pengecualian<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-920b2c3 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"920b2c3\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ff7f630 e-con-full e-flex e-con e-child\" data-id=\"ff7f630\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4326f45 e-con-full e-flex e-con e-child\" data-id=\"4326f45\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2beee3 elementor-widget elementor-widget-image\" data-id=\"a2beee3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-12.png\" class=\"attachment-full size-full wp-image-5415\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-12.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-12-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-12-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-12-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-12-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-12-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-12-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-12-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5523c8 e-con-full e-flex e-con e-child\" data-id=\"a5523c8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-bdb17d7 e-con-full e-flex e-con e-child\" data-id=\"bdb17d7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b2970e elementor-widget elementor-widget-heading\" data-id=\"6b2970e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Medical and Hospitalisation - Non-disclosure of Medical History in The Proposal Form<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad1fe8f elementor-align-left elementor-widget elementor-widget-button\" data-id=\"ad1fe8f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-954839d e-con-full e-flex e-con e-child\" data-id=\"954839d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5d7668d e-con-full e-flex e-con e-child\" data-id=\"5d7668d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-01ffb99 e-con-full e-flex e-con e-child\" data-id=\"01ffb99\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d4c2c2 elementor-widget elementor-widget-image\" data-id=\"4d4c2c2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-13.png\" class=\"attachment-full size-full wp-image-5414\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-13.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-13-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-13-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-13-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-13-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-13-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-13-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-13-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fee9d76 e-con-full e-flex e-con e-child\" data-id=\"fee9d76\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-06efc56 e-con-full e-flex e-con e-child\" data-id=\"06efc56\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-921c56d elementor-widget elementor-widget-heading\" data-id=\"921c56d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Medical &amp; Hospitalisation - Policy Exclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd1274d elementor-align-left elementor-widget elementor-widget-button\" data-id=\"fd1274d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fe8be12 e-con-full e-flex e-con e-child\" data-id=\"fe8be12\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b22d316 e-con-full e-flex e-con e-child\" data-id=\"b22d316\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-493ace0 elementor-widget elementor-widget-image\" data-id=\"493ace0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-14.png\" class=\"attachment-full size-full wp-image-5413\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-14.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-14-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-14-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-14-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-14-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-14-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-14-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-14-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f2a4ba1 e-con-full e-flex e-con e-child\" data-id=\"f2a4ba1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f82bc48 e-con-full e-flex e-con e-child\" data-id=\"f82bc48\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4696d9 elementor-widget elementor-widget-heading\" data-id=\"c4696d9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Motor Own Damage - No Impact Damage <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b257231 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"b257231\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c52fabe e-con-full e-flex e-con e-child\" data-id=\"c52fabe\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3860adb e-con-full e-flex e-con e-child\" data-id=\"3860adb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a4f154b e-con-full e-flex e-con e-child\" data-id=\"a4f154b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-228b677 elementor-widget elementor-widget-image\" data-id=\"228b677\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-15.png\" class=\"attachment-full size-full wp-image-5412\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-15.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-15-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-15-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-15-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-15-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-15-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-15-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-15-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f952def e-con-full e-flex e-con e-child\" data-id=\"f952def\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-0ade25a e-con-full e-flex e-con e-child\" data-id=\"0ade25a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0bdcfff elementor-widget elementor-widget-heading\" data-id=\"0bdcfff\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Motor Own Damage - Criminal Breach of Trust <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd553df elementor-align-left elementor-widget elementor-widget-button\" data-id=\"fd553df\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0d1586 e-con-full e-flex e-con e-child\" data-id=\"c0d1586\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d1ef4fd e-con-full e-flex e-con e-child\" data-id=\"d1ef4fd\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51bf248 elementor-widget elementor-widget-image\" data-id=\"51bf248\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-16.png\" class=\"attachment-full size-full wp-image-5411\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-16.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-16-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-16-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-16-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-16-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-16-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-16-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-16-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f3399b e-con-full e-flex e-con e-child\" data-id=\"5f3399b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-ca6e9b8 e-con-full e-flex e-con e-child\" data-id=\"ca6e9b8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-81b9222 elementor-widget elementor-widget-heading\" data-id=\"81b9222\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Takaful Perjalanan \u2013 Kelewatan Bagasi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3721ebd elementor-align-left elementor-widget elementor-widget-button\" data-id=\"3721ebd\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8360250 e-con-full e-flex e-con e-child\" data-id=\"8360250\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9030f99 e-con-full e-flex e-con e-child\" data-id=\"9030f99\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9f979b1 e-con-full e-flex e-con e-child\" data-id=\"9f979b1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60c80ad elementor-widget elementor-widget-image\" data-id=\"60c80ad\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-17.png\" class=\"attachment-full size-full wp-image-5410\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-17.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-17-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-17-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-17-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-17-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-17-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-17-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-17-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ace652a e-con-full e-flex e-con e-child\" data-id=\"ace652a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-cf22f60 e-con-full e-flex e-con e-child\" data-id=\"cf22f60\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecf6a31 elementor-widget elementor-widget-heading\" data-id=\"ecf6a31\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurans Perjalanan \u2013 Pembatalan Perjalanan kerana Kuarantin Sendiri<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c4a1cd elementor-align-left elementor-widget elementor-widget-button\" data-id=\"4c4a1cd\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-108b616 e-con-full e-flex e-con e-child\" data-id=\"108b616\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a13edff e-con-full e-flex e-con e-child\" data-id=\"a13edff\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3936251 elementor-widget elementor-widget-image\" data-id=\"3936251\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-18.png\" class=\"attachment-full size-full wp-image-5409\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-18.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-18-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-18-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-18-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-18-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-18-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-18-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-18-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08a5452 e-con-full e-flex e-con e-child\" data-id=\"08a5452\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3b849e1 e-con-full e-flex e-con e-child\" data-id=\"3b849e1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e7bae9 elementor-widget elementor-widget-heading\" data-id=\"7e7bae9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Jaminan Lanjutan \u2013 Pelanggaran Selang Perkhidmatan Kenderaan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-259836c elementor-align-left elementor-widget elementor-widget-button\" data-id=\"259836c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-10434c1 e-con-full e-flex e-con e-child\" data-id=\"10434c1\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9294585 e-con-full e-flex e-con e-child\" data-id=\"9294585\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c2232e8 e-con-full e-flex e-con e-child\" data-id=\"c2232e8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76394a4 elementor-widget elementor-widget-image\" data-id=\"76394a4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-19.png\" class=\"attachment-full size-full wp-image-5407\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-19.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-19-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-19-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-19-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-19-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-19-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-19-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-19-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b280ff e-con-full e-flex e-con e-child\" data-id=\"4b280ff\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-99a8f54 e-con-full e-flex e-con e-child\" data-id=\"99a8f54\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e926267 elementor-widget elementor-widget-heading\" data-id=\"e926267\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Third-Party Property Damage - No Driving License and Betterment Charges <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3532648 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"3532648\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/03\/Job-Description-Case-Manager-FMOS.docx\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-double-angle-pointing-to-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Baca Lebih Lanjut \u00bb<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b3c7a4d e-con-full e-flex e-con e-child\" data-id=\"b3c7a4d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Home Case Studies Banking, Islamic Banking &amp; Payment Systems Insurance\/<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5393","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FMOS Case Studies \u2013 Real Examples of Resolution in Malaysia | FMOS<\/title>\n<meta name=\"description\" content=\"Discover how FMOS solutions have transformed organizations in Malaysia across various sectors in our case 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