{"id":573,"date":"2025-01-08T14:27:29","date_gmt":"2025-01-08T14:27:29","guid":{"rendered":"https:\/\/fmos.org.my\/?page_id=573"},"modified":"2026-04-15T09:37:57","modified_gmt":"2026-04-15T01:37:57","slug":"home","status":"publish","type":"page","link":"https:\/\/www.fmos.org.my\/bm\/","title":{"rendered":"Utama"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"573\" class=\"elementor elementor-573\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1bcb2e e-con-full englishcontainer e-flex e-con e-parent\" data-id=\"c1bcb2e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0cddc5d elementor-pagination-type-bullets elementor-arrows-position-inside elementor-pagination-position-outside elementor-widget elementor-widget-n-carousel\" data-id=\"0cddc5d\" data-element_type=\"widget\" data-settings=\"{&quot;carousel_items&quot;:[{&quot;slide_title&quot;:&quot;AR2025&quot;,&quot;_id&quot;:&quot;efaf78f&quot;},{&quot;slide_title&quot;:&quot;New BOD&quot;,&quot;_id&quot;:&quot;30a96fd&quot;},{&quot;slide_title&quot;:&quot;New BOD&quot;,&quot;_id&quot;:&quot;441d427&quot;},{&quot;slide_title&quot;:&quot;ALERT&quot;,&quot;_id&quot;:&quot;ffe4215&quot;},{&quot;slide_title&quot;:&quot;Slide #1&quot;,&quot;_id&quot;:&quot;ead803a&quot;},{&quot;slide_title&quot;:&quot;Slide #2&quot;,&quot;_id&quot;:&quot;7f41963&quot;},{&quot;slide_title&quot;:&quot;Slide #3&quot;,&quot;_id&quot;:&quot;3eef279&quot;}],&quot;slides_to_show&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;,&quot;slides_to_show_tablet&quot;:&quot;1&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-carousel swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"1\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 7\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f309a6b e-con-full e-flex e-con e-child\" data-id=\"f309a6b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-76725da e-con-full e-flex e-con e-child\" data-id=\"76725da\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf8f417 elementor-widget elementor-widget-image\" data-id=\"bf8f417\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"741\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/AR2025-Release-Carousel-04.jpg\" class=\"attachment-large size-large wp-image-9877\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/AR2025-Release-Carousel-04.jpg 1080w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/AR2025-Release-Carousel-04-300x278.jpg 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/AR2025-Release-Carousel-04-1024x950.jpg 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/AR2025-Release-Carousel-04-768x713.jpg 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/AR2025-Release-Carousel-04-13x12.jpg 13w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ae6204 e-con-full e-flex e-con e-child\" data-id=\"2ae6204\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-807d3dd e-con-full e-flex e-con e-child\" data-id=\"807d3dd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ddff461 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ddff461\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Laporan Tahunan 2025 Kini Tersedia<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-126e983 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"126e983\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fmos.org.my\/bm\/annual-reports\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lihat Laporan Tahunan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"2\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 7\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-237a9e8 e-con-full e-flex e-con e-child\" data-id=\"237a9e8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e83b022 e-con-full e-flex e-con e-child\" data-id=\"e83b022\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8a6f7b elementor-widget elementor-widget-image\" data-id=\"e8a6f7b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"742\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Carousel-1024x950.jpg\" class=\"attachment-large size-large wp-image-9795\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Carousel-1024x950.jpg 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Carousel-300x278.jpg 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Carousel-768x713.jpg 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Carousel-13x12.jpg 13w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Carousel.jpg 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71fe0ae e-con-full e-flex e-con e-child\" data-id=\"71fe0ae\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a1f52bd e-con-full e-flex e-con e-child\" data-id=\"a1f52bd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e88cf29 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e88cf29\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FMOS Mengalu-alukan Dato' Mah Weng Kwai sebagai Pengarah Bebas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"3\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 7\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f7807a e-con-full e-flex e-con e-child\" data-id=\"5f7807a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d24d0a2 e-con-full e-flex e-con e-child\" data-id=\"d24d0a2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e29cc1 elementor-widget elementor-widget-image\" data-id=\"7e29cc1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"742\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Carousel-1024x950.jpg\" class=\"attachment-large size-large wp-image-9794\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Carousel-1024x950.jpg 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Carousel-300x278.jpg 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Carousel-768x713.jpg 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Carousel-13x12.jpg 13w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Carousel.jpg 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e348698 e-con-full e-flex e-con e-child\" data-id=\"e348698\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-dd3facf e-con-full e-flex e-con e-child\" data-id=\"dd3facf\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4b4d21 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a4b4d21\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FMOS Mengalu-alukan Ms Pushpa A\/P S K Nair sebagai Pengarah Bebas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"4\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 7\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ba1fe34 e-con-full e-flex e-con e-child\" data-id=\"ba1fe34\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-117f490 e-con-full e-flex e-con e-child\" data-id=\"117f490\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05a0181 elementor-widget elementor-widget-image\" data-id=\"05a0181\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"741\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/07\/slide-1_home.jpeg\" class=\"attachment-large size-large wp-image-8826\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/07\/slide-1_home.jpeg 1080w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/07\/slide-1_home-300x278.jpeg 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/07\/slide-1_home-1024x949.jpeg 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/07\/slide-1_home-768x712.jpeg 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/07\/slide-1_home-13x12.jpeg 13w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2519bf7 e-con-full e-flex e-con e-child\" data-id=\"2519bf7\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5dbfde7 e-con-full e-flex e-con e-child\" data-id=\"5dbfde7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6618bf1 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"6618bf1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Jangan terpedaya dengan mesej palsu yang menggunakan nama atau logo FMOS\/OFS.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-173d1be elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"173d1be\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sahkan maklumat hanya di <a href=\"http:\/\/www.fmos.org.my\/bm\/\">www.fmos.org.my<\/a> dan laporkan sebarang perkara mencurigakan dengan segera.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"5\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 7\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-425a839 e-con-full e-flex e-con e-child\" data-id=\"425a839\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b12f3b8 e-con-full e-flex e-con e-child\" data-id=\"b12f3b8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5fef4db elementor-widget elementor-widget-spacer\" data-id=\"5fef4db\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d837cc6 e-con-full e-flex e-con e-child\" data-id=\"d837cc6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c056768 e-con-full e-flex e-con e-child\" data-id=\"c056768\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4197019 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4197019\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Saluran alternatif anda untuk penyelesaian pertikaian kewangan dan pasaran modal.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ed6687 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"1ed6687\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>FMOS menyediakan perkhidmatan penyelesaian pertikaian yang bebas, adil dan percuma kepada pengguna dan pelabur kewangan yang tidak dapat menyelesaikan aduan mereka dengan penyedia perkhidmatan kewangan atau pengantara pasaran modal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a427fe elementor-invisible elementor-widget elementor-widget-button\" data-id=\"9a427fe\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fmos.org.my\/bm\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Hubungi Kami<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"6\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 of 7\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6dab04d e-con-full e-flex e-con e-child\" data-id=\"6dab04d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b818865 e-con-full e-flex e-con e-child\" data-id=\"b818865\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cf654d elementor-widget elementor-widget-spacer\" data-id=\"2cf654d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19f3d71 e-con-full e-flex e-con e-child\" data-id=\"19f3d71\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4731aae e-con-full e-flex e-con e-child\" data-id=\"4731aae\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-333c309 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"333c309\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Menyelesaikan Pertikaian,<br>\nMemelihara Kepercayaan.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5529a7b elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"5529a7b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dengan menggabungkan OFS dan SIDREC menjadi satu entiti dengan had kewangan yang dipertingkatkan serta komitmen terhadap ketidakberpihakan, FMOS bertujuan untuk memupuk keyakinan yang lebih besar dalam kalangan pengguna dan pelabur terhadap sistem pasaran kewangan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" data-slide=\"7\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"7 of 7\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69d88dd e-con-full e-flex e-con e-child\" data-id=\"69d88dd\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-efecf62 e-con-full e-flex e-con e-child\" data-id=\"efecf62\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-390aea8 elementor-widget elementor-widget-spacer\" data-id=\"390aea8\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-27c739e e-con-full e-flex e-con e-child\" data-id=\"27c739e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7d8c32c e-con-full e-flex e-con e-child\" data-id=\"7d8c32c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3df0f29 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3df0f29\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bila untuk Mengemukakan Pertikaian kepada FMOS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-160db1d elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"160db1d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Jika anda tidak berpuas hati dengan hasil aduan anda kepada Ahli kami, anda boleh mengemukakan pertikaian kepada FMOS dalam tempoh 6 bulan selepas menerima keputusan muktamad daripada Ahli tersebut.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d02d31 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"2d02d31\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fmos.org.my\/bm\/how-to-file-a-dispute\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Previous\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewbox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Next\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewbox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4879db8 e-flex e-con-boxed e-con e-parent\" data-id=\"4879db8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1d5967a e-con-full e-flex e-con e-child\" data-id=\"1d5967a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10e237c elementor-widget elementor-widget-image\" data-id=\"10e237c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"64\" height=\"64\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/01\/caution-icon_home.png\" class=\"attachment-full size-full wp-image-1989\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-215a1f1 e-con-full e-flex e-con e-child\" data-id=\"215a1f1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75ad810 elementor-widget elementor-widget-text-editor\" data-id=\"75ad810\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Berwaspada terhadap aktiviti penipuan yang melibatkan produk kewangan dan entiti klon yang menyalahgunakan logo pengawal selia untuk kelihatan sah. Penipu mungkin menggunakan logo ini secara palsu untuk mempromosikan transaksi dan produk kewangan yang palsu. Berhati-hati dengan pautan yang mencurigakan, syarikat pelaburan tanpa lesen, dan aktiviti penipuan yang boleh menyebabkan kerugian kewangan.<\/p><p>Sentiasa sahkan kesahihan produk dan entiti kewangan daripada Bank Negara Malaysia dan Suruhanjaya Sekuriti Malaysia (SC). Dapatkan maklumat terkini dengan sentiasa menyemak amaran-amaran di laman sesawang pengawal selia. <a href=\"https:\/\/www.fmos.org.my\/bm\/scams-investor-alerts\/\"><u>makluman<\/u><\/a>\u00a0di laman web pengawal selia.<\/p><p>Lindungi diri anda dengan ilmu pengetahuan yang dapat membantu membuat keputusan kewangan yang bijak.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9a852d e-flex e-con-boxed e-con e-parent\" data-id=\"f9a852d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5d2fb2a e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"5d2fb2a\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-648803c e-con-full e-flex e-con e-child\" data-id=\"648803c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=l7MFElFTEzQ&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-video-embed\"><\/div>\n\t\t\t\t\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d5ef08e e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"d5ef08e\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a9ecc9 elementor-widget elementor-widget-heading\" data-id=\"7a9ecc9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kenali Kami<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c290b2d elementor-widget elementor-widget-text-editor\" data-id=\"c290b2d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>FMOS adalah platform bebas, adil, dan mudah diakses yang berfungsi untuk menyelesaikan pertikaian pasaran kewangan dan modal yang melibatkan kerugian kewangan langsung. Perkhidmatan FMOS adalah percuma untuk pengguna dan pelabur kewangan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46c687e elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"46c687e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.fmos.org.my\/bm\/who-we-are\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Lebih Lanjut Mengenai Kami<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fca7ee6 e-flex e-con-boxed e-con e-parent\" data-id=\"fca7ee6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-42f740b animated-slow e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"42f740b\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-528c883 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"528c883\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>FMOS menyediakan perkhidmatan penyelesaian pertikaian yang bebas, adil dan percuma kepada pengguna dan pelabur kewangan yang tidak dapat menyelesaikan aduan mereka dengan penyedia perkhidmatan kewangan atau pengantara pasaran modal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fc0c025 animated-slow e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"fc0c025\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:3}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2113c6a e-con-full e-flex e-con e-child\" data-id=\"2113c6a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d88355a elementor-widget-tablet__width-initial elementor-widget__width-inherit jkit-equal-height-disable elementor-widget elementor-widget-jkit_icon_box\" data-id=\"d88355a\" data-element_type=\"widget\" data-widget_type=\"jkit_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-icon-box icon-position- elementor-animation- jeg_module___69e3748ac0e44\" ><div class=\"jkit-icon-box-wrapper hover-from-left\"><div class=\"icon-box icon-box-header elementor-animation-\"><div class=\"icon style-color\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/01\/park-LZYDTX3.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"Insurance\/ Takaful\" url=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/01\/park-LZYDTX3.png\" source=\"library\" \/><\/div><\/div><div class=\"icon-box icon-box-body\">\n                <h3 class=\"title\">Insurans\/Takaful<\/h3>\n            <\/div>\n            \n            <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0ed2c34 e-con-full e-flex e-con e-child\" data-id=\"0ed2c34\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-728ff8c elementor-widget-tablet__width-initial jkit-equal-height-disable elementor-widget elementor-widget-jkit_icon_box\" data-id=\"728ff8c\" data-element_type=\"widget\" data-widget_type=\"jkit_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-icon-box icon-position- elementor-animation- jeg_module__1_69e3748ac1c8e\" ><div class=\"jkit-icon-box-wrapper hover-from-left\"><div class=\"icon-box icon-box-header elementor-animation-\"><div class=\"icon style-color\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/01\/text-WAL8FYD.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"Banking, Islamic Banking &amp; Payment Systems\" url=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/01\/text-WAL8FYD.png\" source=\"library\" \/><\/div><\/div><div class=\"icon-box icon-box-body\">\n                <h3 class=\"title\">Perbankan, Perbankan Islam &amp; Sistem Pembayaran<\/h3>\n            <\/div>\n            \n            <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-864d58e e-con-full e-flex e-con e-child\" data-id=\"864d58e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad3cfd4 elementor-widget-tablet__width-initial elementor-widget__width-inherit jkit-equal-height-disable elementor-widget elementor-widget-jkit_icon_box\" data-id=\"ad3cfd4\" data-element_type=\"widget\" data-widget_type=\"jkit_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-icon-box icon-position- elementor-animation- jeg_module__2_69e3748ac28cb\" ><div class=\"jkit-icon-box-wrapper hover-from-left\"><div class=\"icon-box icon-box-header elementor-animation-\"><div class=\"icon style-color\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/01\/store-GZC6NJ3.png\" class=\"attachment-thumbnail size-thumbnail\" alt=\"Capital Market\" url=\"https:\/\/fmos.org.my\/wp-content\/uploads\/2025\/01\/store-GZC6NJ3.png\" source=\"library\" \/><\/div><\/div><div class=\"icon-box icon-box-body\">\n                <h3 class=\"title\">Pasaran Modal<\/h3>\n            <\/div>\n            \n            <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-619a77b8 e-flex e-con-boxed e-con e-parent\" data-id=\"619a77b8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6bdc7e04 e-con-full e-flex e-con e-child\" data-id=\"6bdc7e04\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47122fa2 elementor-widget elementor-widget-heading\" data-id=\"47122fa2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Proses Penyelesaian Pertikaian FMOS \n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7ef16c1c e-con-full e-flex e-con e-child\" data-id=\"7ef16c1c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dd0b79e elementor-widget elementor-widget-text-editor\" data-id=\"4dd0b79e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>FMOS mengamalkan proses penyelesaian pertikaian dua peringkat. Kami mungkin menggunakan proses perundingan, pengantaraan (mediasi), dan\/atau adjudikasi untuk menyelesaikan sesuatu pertikaian.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b45b23f e-con-full e-flex e-con e-child\" data-id=\"1b45b23f\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-99167dc e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"99167dc\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:1}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee24df5 elementor-widget elementor-widget-image\" data-id=\"ee24df5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"64\" height=\"64\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/01\/success.png\" class=\"attachment-large size-large wp-image-2133\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-620ad52 elementor-widget-tablet__width-initial elementor-widget-mobile__width-auto elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"620ad52\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Peringkat Pengurusan Kes\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5183af5 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5183af5\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7374d8e0 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"7374d8e0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:3}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99f5995 elementor-widget elementor-widget-image\" data-id=\"99f5995\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"64\" height=\"64\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/01\/law.png\" class=\"attachment-large size-large wp-image-2132\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cd3559 elementor-widget-tablet__width-initial elementor-widget-mobile__width-auto elementor-widget elementor-widget-heading\" data-id=\"1cd3559\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Peringkat Adjudikasi\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-524922ca elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"524922ca\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-583c8540 e-flex e-con-boxed e-con e-parent\" data-id=\"583c8540\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-76be4631 e-flex e-con-boxed e-con e-child\" data-id=\"76be4631\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b49c6fa elementor-widget elementor-widget-heading\" data-id=\"7b49c6fa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contoh Kes FMOS\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa1063f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"fa1063f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Berikut adalah ringkasan kes-kes yang dikendalikan oleh FMOS. Nama-nama telah diubah untuk melindungi kerahsiaan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-151cd1f e-con-full e-flex e-con e-child\" data-id=\"151cd1f\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-71ed409 e-con-full e-flex e-con e-child\" data-id=\"71ed409\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-983bfff e-con-full e-flex e-con e-child\" data-id=\"983bfff\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67c2b02 elementor-posts__hover-none elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"67c2b02\" data-element_type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:32,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:24,&quot;sizes&quot;:[]},&quot;cards_columns&quot;:&quot;1&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5570 post type-post status-publish format-standard has-post-thumbnail hentry category-banking-islamic-banking-payment-systems category-case-studies tag-bank\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.fmos.org.my\/bm\/unauthorised-transfers-to-e-commerce-platform-2\/\" tabindex=\"-1\" target=\"_blank\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07.png\" class=\"attachment-full size-full wp-image-5420\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-07-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/unauthorised-transfers-to-e-commerce-platform-2\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPenipuan Phishing Facebook Messenger\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/unauthorised-transfers-to-e-commerce-platform-2\/\" aria-label=\"Read more about Facebook Messenger Phishing Scam\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6679e71 e-con-full e-flex e-con e-child\" data-id=\"6679e71\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e136dc0 e-con-full e-flex e-con e-child\" data-id=\"e136dc0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae31435 elementor-posts__hover-none elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"ae31435\" data-element_type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:32,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:24,&quot;sizes&quot;:[]},&quot;cards_columns&quot;:&quot;1&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5587 post type-post status-publish format-standard has-post-thumbnail hentry category-case-studies category-insurance-takaful tag-insurance\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.fmos.org.my\/bm\/medical-hospitalisation-cancer-claim-exclusion\/\" tabindex=\"-1\" target=\"_blank\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02.png\" class=\"attachment-full size-full wp-image-5425\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-02-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/medical-hospitalisation-cancer-claim-exclusion\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tPerubatan &amp; Kemasukan ke Hospital \u2013 Pengecualian Tuntutan Kanser\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/medical-hospitalisation-cancer-claim-exclusion\/\" aria-label=\"Read more about Medical &amp; Hospitalisation &#8211; Cancer Claim Exclusion\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-13f0c2a e-con-full e-flex e-con e-child\" data-id=\"13f0c2a\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-16d5061 e-con-full e-flex e-con e-child\" data-id=\"16d5061\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7caa9bb elementor-posts__hover-none elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"7caa9bb\" data-element_type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:32,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:24,&quot;sizes&quot;:[]},&quot;cards_columns&quot;:&quot;1&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5613 post type-post status-publish format-standard has-post-thumbnail hentry category-capital-market category-case-studies tag-capital-market\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.fmos.org.my\/bm\/unit-trust-1-misappropriation-of-funds\/\" tabindex=\"-1\" target=\"_blank\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"2084\" height=\"2084\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-latest-20.png\" class=\"attachment-full size-full wp-image-5577\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-latest-20.png 2084w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-latest-20-300x300.png 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-latest-20-1024x1024.png 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-latest-20-150x150.png 150w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-latest-20-768x768.png 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-latest-20-1536x1536.png 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-latest-20-2048x2048.png 2048w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-latest-20-12x12.png 12w\" sizes=\"(max-width: 2084px) 100vw, 2084px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h5 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/unit-trust-1-misappropriation-of-funds\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tAmanah Saham 1 \u2013 Penyalahgunaan Dana\t\t\t<\/a>\n\t\t<\/h5>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/unit-trust-1-misappropriation-of-funds\/\" aria-label=\"Read more about Unit Trust 1 &#8211; Misappropriation of Funds\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29b9cb7f animated-slow e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"29b9cb7f\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-da79d68 e-flex e-con-boxed e-con e-child\" data-id=\"da79d68\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c4a57c3 elementor-widget elementor-widget-heading\" data-id=\"3c4a57c3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Berita Terkini di FMOS\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-402fa626 e-flex e-con-boxed e-con e-child\" data-id=\"402fa626\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c29ef10 elementor-posts__hover-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"7c29ef10\" data-element_type=\"widget\" data-settings=\"{&quot;cards_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:32,&quot;sizes&quot;:[]},&quot;cards_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:24,&quot;sizes&quot;:[]},&quot;cards_masonry&quot;:&quot;yes&quot;,&quot;cards_columns&quot;:&quot;3&quot;,&quot;cards_columns_tablet&quot;:&quot;2&quot;,&quot;cards_columns_mobile&quot;:&quot;1&quot;,&quot;cards_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-cards elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9789 post type-post status-publish format-standard has-post-thumbnail hentry category-announcement\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.fmos.org.my\/bm\/fmos-welcomes-ms-pushpa-a-p-s-k-nair-as-independent-director\/\" tabindex=\"-1\" target=\"_blank\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"2001\" height=\"1333\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Web-Banner.jpg\" class=\"attachment-full size-full wp-image-9783\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Web-Banner.jpg 2001w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Web-Banner-300x200.jpg 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Web-Banner-1024x682.jpg 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Web-Banner-768x512.jpg 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Web-Banner-1536x1023.jpg 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Pushpa_Web-Banner-18x12.jpg 18w\" sizes=\"(max-width: 2001px) 100vw, 2001px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/fmos-welcomes-ms-pushpa-a-p-s-k-nair-as-independent-director\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tFMOS Mengalu-alukan Ms Pushpa A\/P S K Nair sebagai Pengarah Bebas\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>FMOS is pleased to welcome Ms Pushpa A\/P S K\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/fmos-welcomes-ms-pushpa-a-p-s-k-nair-as-independent-director\/\" aria-label=\"Read more about FMOS Welcomes Ms Pushpa A\/P S K Nair as Independent Director\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9782 post type-post status-publish format-standard has-post-thumbnail hentry category-announcement\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.fmos.org.my\/bm\/fmos-welcomes-dato-mah-weng-kwai-as-independent-director\/\" tabindex=\"-1\" target=\"_blank\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"2001\" height=\"1333\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Web-Banner.jpg\" class=\"attachment-full size-full wp-image-9788\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Web-Banner.jpg 2001w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Web-Banner-300x200.jpg 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Web-Banner-1024x682.jpg 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Web-Banner-768x512.jpg 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Web-Banner-1536x1023.jpg 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/New-Directors-Announcement_Web-Banner-18x12.jpg 18w\" sizes=\"(max-width: 2001px) 100vw, 2001px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/fmos-welcomes-dato-mah-weng-kwai-as-independent-director\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tFMOS Welcomes Dato&#8217; Mah Weng Kwai as Independent Director\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>FMOS is pleased to welcome Dato&#8217; Mah Weng Kwai to\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/fmos-welcomes-dato-mah-weng-kwai-as-independent-director\/\" aria-label=\"Read more about FMOS Welcomes Dato&#8217; Mah Weng Kwai as Independent Director\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9715 post type-post status-publish format-standard has-post-thumbnail hentry category-announcement\">\n\t\t\t<div class=\"elementor-post__card\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/www.fmos.org.my\/bm\/fmos-x-luno-sharing-session\/\" tabindex=\"-1\" target=\"_blank\"><div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/02\/Knowledge-Sharing-with-Luno_Website.jpg\" class=\"attachment-full size-full wp-image-9716\" alt=\"\" srcset=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/02\/Knowledge-Sharing-with-Luno_Website.jpg 2000w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/02\/Knowledge-Sharing-with-Luno_Website-300x200.jpg 300w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/02\/Knowledge-Sharing-with-Luno_Website-1024x682.jpg 1024w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/02\/Knowledge-Sharing-with-Luno_Website-768x512.jpg 768w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/02\/Knowledge-Sharing-with-Luno_Website-1536x1024.jpg 1536w, https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/02\/Knowledge-Sharing-with-Luno_Website-18x12.jpg 18w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/div><\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/www.fmos.org.my\/bm\/fmos-x-luno-sharing-session\/\" target=\"&quot;_blank&quot;\">\n\t\t\t\tFMOS x Luno Sharing Session\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>On 11 February 2026, FMOS had the opportunity of hosting\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/www.fmos.org.my\/bm\/fmos-x-luno-sharing-session\/\" aria-label=\"Read more about FMOS x Luno Sharing Session\" tabindex=\"-1\" target=\"_blank\">\n\t\t\tBaca Lebih Lanjut \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a3a26ca e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"2a3a26ca\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1b38f603 e-flex e-con-boxed e-con e-child\" data-id=\"1b38f603\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5776c172 e-con-full e-flex e-con e-child\" data-id=\"5776c172\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-102825d0 elementor-widget elementor-widget-heading\" data-id=\"102825d0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Failkan aduan anda dengan FMOS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f0b6edc elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4f0b6edc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Adakah anda mempunyai pertikaian terhadap penyedia perkhidmatan kewangan anda atau pengantara pasaran modal?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdc7d15 elementor-widget elementor-widget-button\" data-id=\"bdc7d15\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Failkan Aduan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c8b9043 e-flex e-con-boxed e-con e-parent\" data-id=\"c8b9043\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-92ec905 e-con-full e-flex e-con e-child\" data-id=\"92ec905\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de5f887 elementor-widget elementor-widget-heading\" data-id=\"de5f887\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rakan Kongsi &amp; Rakan Bersekutu Kami:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a59d074 e-con-full e-flex e-con e-child\" data-id=\"a59d074\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cea6b8e elementor-skin-carousel elementor-widget elementor-widget-media-carousel\" data-id=\"cea6b8e\" data-element_type=\"widget\" data-settings=\"{&quot;slides_per_view&quot;:&quot;4&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:17,&quot;sizes&quot;:[]},&quot;skin&quot;:&quot;carousel&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"media-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slaid\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.bnm.gov.my\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"Logo Bank Negara Malaysia\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/04\/Logo-Bank-Negara-Malaysia.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.sc.com.my\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"logo SC\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/SC-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.networkfso.org\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"INFO-logo\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/01\/INFO-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.fenetwork.my\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"Logo FEN\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/FEN-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/aibim.com\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"Logo AIBIM\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/AIBIM-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/piam.org.my\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"logo PIAM\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/PIAM-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.akpk.org.my\/?latest-updates=all\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"logo AKPK\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/AKPK-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.pidm.gov.my\/en\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"logo PIDM\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/PIDM-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.liam.org.my\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"logo LIAM\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/LIAM-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/enroll.malaysiantakaful.com.my\/%20\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"Logo MTA\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/MTA-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.abm.org.my\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"logo ABM\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/ABM-logo-1.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/adfim.com.my\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"Logo ADFIM\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/ADFIM-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.bixmalaysia.com\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"Logo BIX\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/BIX-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.bursamalaysia.com\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"logo Bursa Malaysia\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Bursa-Malaysia-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.fimm.com.my\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"Salinan logo FIMM\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/01\/FIMM-logo-copy.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/miba.com.my\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"MIBA Logo_FMOS-01\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/09\/MIBA-Logo_FMOS-01.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"http:\/\/www.ascm.org.my\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"ASCM Logo_FMOS-01\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/09\/ASCM-Logo_FMOS-01.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.ppa.my\/\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"logo ppa\" style=\"background-image: url(&#039;https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/01\/ppa-logo.png&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Annual Report 2025 is Now Available View Annual Report FMOS Welcomes Dato&#8217; Mah Weng Kwai as Independent Director FMOS Welcomes Ms Pushpa A\/P S K Nair as Independent Director Don&#8217;t fall for fake messages using the FMOS\/OFS name or logo. Verify information only at www.fmos.org.my and report anything suspicious immediately. Your alternative channel for resolution [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-573","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FMOS - Financial Markets Ombudsman Service<\/title>\n<meta name=\"description\" content=\"FMOS is a consolidated entity of OFS and SIDREC that acts as an alternative dispute resolution channel for financial and capital market disputes involving direct financial losses.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fmos.org.my\/bm\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FMOS - Financial Markets Ombudsman Service\" \/>\n<meta property=\"og:description\" content=\"FMOS is a consolidated entity of OFS and SIDREC that acts as an alternative dispute resolution channel for financial and capital market disputes involving direct financial losses.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fmos.org.my\/bm\/\" \/>\n<meta property=\"og:site_name\" content=\"FMOS\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-15T01:37:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2026\/04\/AR2025-Release-Carousel-02-1024x949.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fmos.org.my\/en\/\",\"url\":\"https:\/\/www.fmos.org.my\/en\/\",\"name\":\"FMOS - 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