{"id":5613,"date":"2025-03-27T04:49:33","date_gmt":"2025-03-27T04:49:33","guid":{"rendered":"https:\/\/fmos.org.my\/?p=5613"},"modified":"2026-04-28T15:27:45","modified_gmt":"2026-04-28T07:27:45","slug":"unit-trust-1-misappropriation-of-funds","status":"publish","type":"post","link":"https:\/\/www.fmos.org.my\/bm\/unit-trust-1-misappropriation-of-funds\/","title":{"rendered":"Unit Trust &#8211; Misappropriation of Funds"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Pelabur telah menyerahkan beberapa cek bagi tujuan melabur dalam dana yang dipilih oleh seorang konsultan unit amanah (UTC). Walau bagaimanapun, UTC menggunakan cek-cek yang telah diserahkan bagi membuat pelaburan peribadi dibawah nama UTC tersebut.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Setelah hal ini terbongkar, UTC kembalikan sebahagian jumlah yang telah dilaburkan. Pelabur kemudian menuntut baki jumlah yang belum dikembalikan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>PENEMUAN KAMI<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adjudikator telah pertimbangkan perkara berikut:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pelabur tersebut pernah menyerahkan wang secara terus kepada UTC lain.<\/li>\n\n\n\n<li>Terdapat proses yang ditetapkan, seperti mengisi Borang Permohonan Pelaburan seperti yang dikehendaki oleh Ahli FMOS dalam kes ini. Walau bagaimanapun, pelabur tidak mengikuti proses ini.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>KEPUTUSAN<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam kes ini, adjudikator memutuskan memihak kepada pelabur. Walau bagaimanapun, jumlah yang diberikan adalah kurang daripada jumlah yang dituntut, kerana pelabur dianggap telah menyumbang kepada kerugian kewangan mereka sendiri.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>The investor handed over several cheques for the purpose of investing in a fund chosen by a Unit Trust Consultant (UTC). However, the UTC used the cheques provided to make personal investments under their own name. Once this was discovered, the UTC returned part of the amount handed over by the investor. The investor then [&hellip;]<\/p>","protected":false},"author":1,"featured_media":5577,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28,25],"tags":[32],"class_list":["post-5613","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-capital-market","category-case-studies","tag-capital-market"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FMOS Case Studies - Unit Trust | FMOS Malaysia<\/title>\n<meta name=\"description\" content=\"Read more on the real-life scenarios on how FMOS can help to resolve disputes in the financial and capital markets.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fmos.org.my\/bm\/unit-trust-1-misappropriation-of-funds\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FMOS Case Studies - Unit Trust | FMOS Malaysia\" \/>\n<meta property=\"og:description\" content=\"Read more on the real-life scenarios on how FMOS can help to resolve disputes in the financial and capital markets.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fmos.org.my\/bm\/unit-trust-1-misappropriation-of-funds\/\" \/>\n<meta property=\"og:site_name\" content=\"FMOS\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-27T04:49:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-28T07:27:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-latest-20.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2084\" \/>\n\t<meta property=\"og:image:height\" content=\"2084\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"fmosadmin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"fmosadmin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fmos.org.my\/unit-trust-1-misappropriation-of-funds\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fmos.org.my\/unit-trust-1-misappropriation-of-funds\/\"},\"author\":{\"name\":\"fmosadmin\",\"@id\":\"https:\/\/www.fmos.org.my\/en\/#\/schema\/person\/db34ee3ba0b67e392501374207384866\"},\"headline\":\"Unit Trust &#8211; 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