{"id":5615,"date":"2025-03-27T04:50:26","date_gmt":"2025-03-27T04:50:26","guid":{"rendered":"https:\/\/fmos.org.my\/?p=5615"},"modified":"2026-04-28T15:27:46","modified_gmt":"2026-04-28T07:27:46","slug":"unit-trust-2-misappropriation-of-funds","status":"publish","type":"post","link":"https:\/\/www.fmos.org.my\/bm\/unit-trust-2-misappropriation-of-funds\/","title":{"rendered":"Unit Trust &#8211; Misappropriation of Funds"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Pelabur telah membuat pelaburan melalui seorang Konsultan Unit Amanah (UTC) dan kemudiannya mendapati bahawa pelaburan tersebut tidak dibuat seperti yang diarahkan. Pelabur tersebut kemudiannya menuntut jumlah penuh yang telah diserahkan kepada UTC berkenaan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>PENEMUAN KAMI<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Beberapa isu lain turut dipertimbangkan:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pelabur menyerahkan wang tunai kepada UTC kerana UTC enggan menerima bayaran melalui cek.<\/li>\n\n\n\n<li>UTC tersebut secara palsu mendakwa masih berkhidmat dengan Ahli , sedangkan perkhidmatannya telah ditamatkan sebelum itu.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>KEPUTUSAN<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dalam kes ini, adjudikator memutuskan sepenuhnya memihak kepada pelabur, mengambil kira latar belakang pendidikan pelabur dan halangan bahasa yang dihadapi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>The investor made an investment through a Unit Trust Consultant (UTC) and later discovered that the investment was not made as instructed. The investor then claimed the full amount that had been handed over to the UTC. OUR FINDINGS Several other issues were considered: OUTCOME In this case, the adjudicator ruled entirely in favor of [&hellip;]<\/p>","protected":false},"author":1,"featured_media":5575,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[28,25],"tags":[],"class_list":["post-5615","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-capital-market","category-case-studies"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Unit Trust - Misappropriation of Funds - FMOS<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fmos.org.my\/bm\/unit-trust-2-misappropriation-of-funds\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Unit Trust - Misappropriation of Funds - FMOS\" \/>\n<meta property=\"og:description\" content=\"The investor made an investment through a Unit Trust Consultant (UTC) and later discovered that the investment was not made as instructed. The investor then claimed the full amount that had been handed over to the UTC. OUR FINDINGS Several other issues were considered: OUTCOME In this case, the adjudicator ruled entirely in favor of [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fmos.org.my\/bm\/unit-trust-2-misappropriation-of-funds\/\" \/>\n<meta property=\"og:site_name\" content=\"FMOS\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-27T04:50:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-28T07:27:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fmos.org.my\/wp-content\/uploads\/2025\/03\/Case-Studies-Animations-latest-21.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2084\" \/>\n\t<meta property=\"og:image:height\" content=\"2084\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"fmosadmin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"fmosadmin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fmos.org.my\/unit-trust-2-misappropriation-of-funds\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fmos.org.my\/unit-trust-2-misappropriation-of-funds\/\"},\"author\":{\"name\":\"fmosadmin\",\"@id\":\"https:\/\/www.fmos.org.my\/en\/#\/schema\/person\/db34ee3ba0b67e392501374207384866\"},\"headline\":\"Unit Trust &#8211; 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